Ability to Benefit: Students who apply for federal financial aid need
to demonstrate an ability to study and learn at the college level.
A high school diploma or a GED can be used to document the ability to
benefit from college. "Ability to benefit" can also be
established by obtaining appropriate scores on the certain assessment
Academic Calendar: A calendar that lists
the date of registration, college deadline dates, college holidays and
other important information.
Accreditation: If a college or program is accredited, it has received
official recognition that it has met the requirements and/or standards
of a regional or national accrediting association.
Adjunct Faculty: Part-time faculty
member, often with a full-time teaching job elsewhere.
A.S.: A.S. Stands for Associate
Degree and is awarded by a college or university after satisfactory
completion of a two-year program of study.
Award Letter: An official document issued by a school's financial
aid office that lists all of the financial aid awarded to the student.
This letter provides details of your financial need and the breakdown of
your financial aid package according to amount, source and type of aid.
The award letter will include the terms and conditions for the financial
aid and information about the cost of attendance.
B.A.: B.A. stands for Bachelor of Arts and is awarded by a college or
university after satisfactory completion of a four-year program of
B.S.: B.S. stands for Bachelor of
Science. Bachelor of Science majors usually include more
math and science courses, and are awarded by a college or university
after satisfactory completion of a four-year program of study.
Bursar: The campus office where
student tuition and fee payments are made.
CLEP: College Level Examination Program.
This is a series of tests you may take to demonstrate proficiency in
various college subjects. If the test scores are accepted by the
college, you will receive 3 to 12 credits per test which will count
toward college course credit at your college for various subjects.
CLEPs usually cover freshman and/or sophomore courses.
Core Requirements (Core Courses): Core courses are the required courses
within a degree or certificate and must be completed with a grade of
"C" or better.
Deferred Admissions: A student with financial, personal or
work-related concerns can defer or postpone their enrollment for up to
Dual Enrollment: The practice of some
colleges of allowing high school seniors to enroll in certain courses
while completing their senior year. These students are not considered
full time college students.
Early Admission: The practice of admitting students to college early.
Usually, those students have not completed high school and are in their
junior year of high school. Students who allowed early admission
are usually students of exceptional ability who have demonstrated they
can succeed in college. These students are enrolled full time in
EFC Ė Expected Family Contribution in relation to Undergraduate
Elective: Elective courses are courses that are in addition to the core
requirements of a program. Students choose electives based on a list
specified by their program or in specific approved areas of interest.
FAFSA: The Free Application for Federal Student Aid (FAFSA) is an
application form that must be completed as the first step in applying
for financial aid. This application can be found at
www.fafsa.ed.gov or obtained at any college Financial Aid Office.
Fees: Costs required in addition to
Freshman: A first-year college student who is both a graduate from
of an accredited high school, or its equivalent, and has not attempted
any college course work prior to his enrollment. Students who have
taken many CLEP, AP or DANTES exams may not be considered freshman (they
may be considered transfer students). See college for more
Grade Point Average: (GPA): The average of earned grades, calculated by
dividing the grade points earned by the number of credits attempted.
Grants:- a type of financial aid award that does not have to be repaid.
Grants can be made based on an applicant's financial need or academic
Hope Scholarship: A federal tax credit (enacted in 1997) that is
available for tuition and required fees less grants, scholarships, and
other tax-free financial assistance to borrowers who meet the
qualifications of the program. It may provide a family up to $1,500 in
tax credit per year per dependent student for the first two years of
post-secondary education. The student must be pursuing a degree at least
half time to be eligible.
Independent Student: A student who is either married, 24 years old or
older, enrolled in a graduate or professional education program, has
legal dependents other than a spouse, is an orphan or ward of the court,
or a veteran of the U.S. Armed Forces.
Registration: Registration is the process of officially selecting
classes that apply to a studentís major. Registration occurs
every semester of college.
Rolling Admissions: Colleges process and admit students as the
applications come in. Usually there is a four to six week turn around
with the student notified immediately.
SAT: Scholastic Assessment Test. An exam used to measure a student's
ability in math, verbal comprehension, problem-solving, and writing.
SATs are usually taken during the junior and senior years in high
school, but may be taken earlier or later, at any age.
Scholarships: a financial aid award that does not have to be repaid.
Scholarships are generally made based on an applicant meeting certain
Student Aid Report (SAR): The official results from processing the
studentís Free Application for Federal Student Aid (FAFSA). The
report shows the official Expected Family Contribution (EFC). SAR
is required in order to receive Pell Grant, Stafford Loans and other
Syllabus: An outline of class requirements, indicating assignments,
readings and brief description of the course and grading procedures.
Transcript: A is a master list of the
courses a student has taken, the grade earned, and the cumulative grade
point average. Withdrawal (W), Incomplete (I) and Pass/Fail (P/F)
grade are also noted on a transcript but are not calculated in the
student's grade point average. There are two types of transcripts,
Official and Unofficial. Official transcripts must be administered
directly from the Registrarís Office and usually are stamped, signed
and officially sealed in an envelope. Unofficial transcripts are
copies of the official transcript without the stamp, signature or sealed
Transfer Student: A student who transfers from one college or university
to another. Credits earned at one college or university will be
evaluated by the new school and to determine the number of credits it
process of checking the accuracy of the information supplied by students
when they apply for federal student aid. The verification process
usually requires the submission of income tax forms and other
documentation to prove the validity of the financial aid application.
The verification process is required on a certain number of applications
at every college.
Work Study: A campus job that may be offered
as part of a financial aid package. Work study jobs usually require
15-20 hours a week of work on campus.
Verification Worksheet: A form sent by the college to students who are
selected for verification by the Department of Education's Central
Processing System (CPS).